The Happy Retirement Show with Victor Gray and Colin Hurst

The Real Risks That Can Derail Your Retirement

Victor Gray, RICP® and Colin Hurst, CFP®

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0:00 | 6:54

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Most people think about risk in retirement as market volatility. But that’s only part of the story. In reality, retirement is exposed to a range of risks that can quietly derail even a well-built plan. Colin and Victor uncover the real risks retirees face and why having a plan for what could go wrong is what actually gives you the freedom to enjoy what will likely go right.

Here’s some of what we discuss in this episode:

💥 Risk in Retirement: It’s fine to take risk- just not with your entire plan

🏥 Health Care Exposure: One care event can reshape everything financially

🛞 Plan For What Ifs: Backup plans create confidence and flexibility

📉 Hidden Risks Matter: Taxes, inflation, and costs can quietly erode plans

📞 Get Clarity Fast: A quick review can reveal overlooked vulnerabilities

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